AbraCalc

Salary & Income Calculators

38 tools in this collection — free, instant, and private in your browser.

Salary and income calculators help workers, freelancers, and employers convert compensation figures across different time units, understand the effect of taxes and deductions on take-home pay, and compare job offers or billing rates on a consistent basis. Because salaries are quoted in a variety of formats — annual, hourly, biweekly — having the right conversion tool prevents costly misunderstandings when evaluating opportunities.

The most common starting point is converting between an annual salary and an hourly rate or vice versa. The Annual Salary to Hourly Rate Calculator and Hourly Wage to Annual Salary Calculator both handle this, accounting for the number of working hours per week and weeks worked per year. These are indispensable when comparing a salaried offer against a contract role, where the hourly rate must cover benefits, taxes, and unbillable time.

Pay period converters — the Annual to Monthly Salary Converter, Annual to Monthly and Weekly Pay Calculator, and Biweekly Pay Calculator — handle the less obvious arithmetic that occurs when a company pays every two weeks (26 paychecks per year, not 24). Getting this right matters for budgeting monthly expenses against biweekly paychecks.

Overtime calculators for California, Florida, Georgia, and other states apply jurisdiction-specific rules, which differ from the federal FLSA baseline. California requires daily overtime after eight hours worked, not just weekly overtime after forty hours. Using a state-specific tool ensures you calculate the correct premium rather than defaulting to the federal standard.

The Gross to Net Salary Calculator and Discretionary and Disposable Income Calculators bridge the gap between what an offer says and what actually lands in your bank account. The Consulting Fees Calculator works in the opposite direction, helping independent consultants set an hourly or project rate that covers overhead, benefits, taxes, and target profit. The Future Salary Calculator models career-stage income growth, useful for long-term financial planning scenarios.

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ToolWhat it does
Annual Income CalculatorEstimate your total gross annual income by combining salary, freelance earnings, investment income, and other sources.
Annual Pay CalculatorConvert an hourly wage to annual pay by specifying hours worked per week and weeks worked per year.
Annual Salary CalculatorCalculate your gross annual salary from an hourly, daily, weekly, or monthly rate, and see equivalent pay periods.
Annual Salary to Hourly Rate CalculatorConvert your annual salary into an equivalent hourly rate based on your actual hours worked per week and weeks per year.
Annual to Monthly & Weekly Pay CalculatorConvert an annual salary to equivalent monthly, biweekly, weekly, and daily pay amounts.
Annual to Monthly Salary ConverterQuickly convert a gross annual salary into equivalent monthly, biweekly, weekly, and daily pay amounts.
Biweekly Pay CalculatorCalculate your biweekly (every two weeks) gross pay from an annual salary or hourly wage.
California Overtime Pay CalculatorCalculate daily and weekly overtime pay under California labor law, which requires daily overtime after 8 hours and double time after 12 hours in a workday.
Consulting Fees CalculatorCalculate the hourly and daily consulting rates needed to hit a target annual income, accounting for billable utilization and business overhead.
Discretionary Income CalculatorCalculate your discretionary income — the money left over after paying taxes and essential living expenses. This figure represents the funds available for savings, entertainment, and non-essential spending.
Disposable Income CalculatorCalculate your disposable income — the net income remaining after all taxes have been deducted from gross earnings. This is the foundation for budgeting and personal finance planning.
Florida Overtime Pay Calculator (FLSA)Calculate overtime pay for Florida workers under the Fair Labor Standards Act. Florida follows federal FLSA rules: 1.5× the regular rate for all hours worked beyond 40 in a workweek.
Future Salary CalculatorProject your future salary based on your current salary, an expected annual raise percentage, and a number of years. Accounts for compounding annual increases to show real earnings growth over time.
Georgia Overtime Pay CalculatorCalculate overtime pay for Georgia workers. Georgia follows federal FLSA rules: non-exempt employees earn 1.5× their regular rate for all hours worked over 40 in a workweek.
Gratuity CalculatorCalculate gratuity payable to an employee under the Payment of Gratuity Act, 1972 (India) based on last drawn salary and years of service.
Hourly Wage CalculatorConvert an annual salary or weekly pay into an equivalent hourly wage. Enter your salary, weeks worked per year, and hours per week to find your true hourly rate.
Hourly Wage to Annual Salary CalculatorConvert an hourly wage to an annual salary instantly. Enter your hourly pay rate and how many hours you work per week to see your yearly, monthly, biweekly, and weekly gross earnings.
Hourly Wage to Annual Salary with Overtime CalculatorCalculate your total annual earnings including overtime pay. Enter your hourly rate, regular hours, overtime hours per week, and the overtime multiplier to see gross weekly, monthly, and annual income.
Hourly Wage to Monthly Income CalculatorConvert your hourly wage to monthly income. Enter your hourly rate, hours worked per week, and weeks per year to see your estimated gross monthly earnings.
Hourly Wage to Salary ConverterConvert any hourly pay rate to an equivalent annual, monthly, weekly, and daily salary. Customize hours per day and days per week for part-time or non-standard schedules.
Hourly to Annual Salary CalculatorConvert an hourly wage to annual salary, monthly pay, and biweekly pay.
Hours & Pay CalculatorCalculate your total pay for any week based on hours worked, your hourly rate, and overtime rules. Includes regular pay, overtime pay, and gross total.
Illinois Overtime Pay CalculatorCalculate overtime pay for Illinois workers. Illinois follows the federal FLSA rule requiring 1.5 times the regular rate for hours worked over 40 per workweek.
Jury Duty Pay CalculatorCalculate total compensation during jury service by combining the court's daily jury fee and any employer salary supplement.
Lifetime Earnings ProjectionProject total career earnings based on starting salary, annual raise percentage and career length. See a dual chart of annual salary growth and cumulative lifetime earnings.
Lost Wages CalculatorEstimate lost wages due to injury, illness, or unemployment. Enter your pay rate, hours missed, and employment type to calculate gross lost wages and approximate net lost income after taxes.
Money Per Hour CalculatorConvert any salary or income figure — annual, monthly, weekly, or daily — into an equivalent hourly rate, and vice versa.
Monthly Income CalculatorCalculate your gross monthly income from an annual salary, hourly wage, weekly pay, or daily rate. See all equivalent income periods at once.
Notice Period Pay CalculatorCalculate the gross pay owed for a notice period, or the equivalent payment in lieu of working the notice period.
Overtime Pay CalculatorCalculate overtime pay (time and a half or double time) and total weekly earnings.
Overtime Pay Calculator (FLSA 40-Hour Rule)Calculate weekly gross pay under the FLSA 40-hour overtime rule: regular rate for first 40 hours, 1.5x for hours beyond 40.
Salary Growth Projection CalculatorProject your salary over a career using an assumed annual raise rate, then model the wealth you build by investing a percentage of that income. See lifetime earnings, final salary, and a dual salary vs. wealth chart.
Salary to Hourly CalculatorConvert an annual salary to an hourly wage.
Sales Commission CalculatorCalculate sales commission earned based on sales amount, commission rate, and optional tiered or split commission structures.
Severance Pay Estimate CalculatorEstimate severance pay based on years of service, weekly pay, and the employer's weeks-per-year formula.
Take-Home Pay CalculatorEstimate your take-home (net) pay after federal income tax, Social Security, and Medicare deductions.
Time Card CalculatorCalculate total hours worked from clock-in and clock-out times, then compute gross pay at your hourly rate.
Wage AnnualizerConvert an hourly wage to an annual salary. Set your hours per week and weeks worked per year to see your true earnings.

Frequently asked questions

How many work hours per year should I use when converting salary to hourly?
The standard full-time assumption is 2,080 hours per year: 40 hours per week multiplied by 52 weeks. If you want a more realistic figure that accounts for paid time off, subtract your vacation and holiday hours. For example, two weeks of vacation and ten holidays gives you roughly 1,960 paid working hours per year. Use the higher number to compare against a contractor rate, since contractors typically work all hours they are paid, and the lower number for a salaried comparison that includes time off.
What is the difference between disposable income and discretionary income?
Disposable income is your gross income minus all taxes — it is what you actually take home. Discretionary income goes further: it subtracts essential living expenses such as rent, food, utilities, and insurance from your disposable income. What remains is the money available for savings, debt repayment, and non-essential spending. Discretionary income is the more useful figure for budgeting decisions and is also used to determine payment amounts under some student loan repayment plans.
Why do California overtime rules differ from the federal standard?
Federal law requires overtime pay only when an employee works more than 40 hours in a workweek. California adds a daily overtime threshold: employees earn 1.5 times their regular rate for hours worked beyond 8 in a single day, and double time for hours beyond 12 in a single day, regardless of the weekly total. This means a California employee who works 10-hour days four days a week earns overtime even though they hit exactly 40 hours for the week. The California Overtime Pay Calculator applies these layered rules automatically.