Salary Growth Projection Calculator
Project your salary over a career using an assumed annual raise rate, then model the wealth you build by investing a percentage of that income. See lifetime earnings, final salary, and a dual salary vs. wealth chart.
How to use this tool
- Enter current annual salary, annual salary growth rate, percent of salary saved/invested, annual investment return and career length in the fields above.
- Results update instantly as you type — or click Calculate.
- Read your salary at end of period and the full breakdown beneath it.
Even modest annual raises compound significantly over a career. This calculator shows both how your income grows and how much wealth you can build by consistently investing a portion of it.
Frequently asked questions
- What raise rate is realistic?
- Merit increases average 3-4% per year in normal markets. Promotions and job changes can deliver 10-20%+ jumps but are less predictable. Use 3% for a conservative baseline.
- What percentage of salary should I save?
- Personal finance rule of thumb: save at least 15-20% including employer match for a comfortable retirement. Higher savings rates enable FIRE or earlier semi-retirement.