Dividend Reinvestment (DRIP) Calculator
See how reinvesting dividends compounds your holdings over time. Enter starting shares, share price, dividend yield, and growth rates to project portfolio value, share count, and total dividends earned.
How to use this tool
- Enter starting shares, share price, annual dividend yield, annual dividend growth rate, annual share price appreciation and years in the fields above.
- Results update instantly as you type — or click Calculate.
- Read your projected portfolio value and the full breakdown beneath it.
Dividend reinvestment (DRIP) uses dividend income to buy more shares, which then generate more dividends — a compounding loop. Combined with share price appreciation and dividend growth, the long-term effect is substantial.
Frequently asked questions
- What is a DRIP?
- A Dividend ReInvestment Plan automatically reinvests dividends into additional shares, often commission-free and sometimes at a slight discount.
- Should I reinvest dividends?
- Generally yes, especially during the accumulation phase. Reinvesting keeps all capital working and accelerates share growth through compounding.