Closing Costs on a $600,000 Jumbo Mortgage
A $600,000 jumbo mortgage typically incurs closing costs of $12,000 to $18,000 depending on lender fees and points.
How to use this tool
- Enter your loan amount (home price minus down payment).
- Enter the lender's origination fee percentage from your Loan Estimate.
- Enter any discount points you plan to buy.
- Add your title/escrow fees and other fixed costs.
- Read the total closing costs and the percent-of-loan figure.
Estimate closing costs on a $600,000 jumbo home loan including origination, title insurance, and other settlement fees.
Frequently asked questions
- How much are closing costs on a house?
- Closing costs typically run 2%–5% of the loan amount. On a $300,000 loan that is roughly $6,000–$15,000, covering lender, title, and government fees. The exact total appears on your Loan Estimate and Closing Disclosure.
- Who pays closing costs, buyer or seller?
- Buyers usually pay most closing costs, but sellers can contribute through seller concessions negotiated in the contract. Some fees, like the real-estate commission, are customarily the seller's.
- Can closing costs be rolled into the loan?
- Sometimes. On a refinance or certain purchase programs you can finance some costs into the loan balance, but that raises your principal and total interest. A lender credit (higher rate for lower upfront cost) is another option.