BRRRR at 80% LTV: $70K Purchase, $25K Rehab, $140K ARV
An 80% LTV refinance on a $140K ARV property after $70K purchase and $25K rehab changes how much cash you pull back out.
How to use this tool
- Enter purchase price, rehab / renovation cost, closing costs (purchase), after repair value (arv), refinance ltv and closing costs (refinance) in the fields above.
- Results update instantly as you type — or click Calculate.
- Read your cash left in deal and the full breakdown beneath it.
See how an 80% LTV cash-out refinance affects your BRRRR returns compared to the standard 75% scenario.
Frequently asked questions
- What does negative 'cash left in deal' mean?
- A negative value means you pulled out MORE cash at refinance than you originally invested. You own the property with none of your own money tied up — the ideal BRRRR outcome.
- What LTV do cash-out refinance lenders allow?
- Most conventional lenders allow up to 75% LTV on investment property cash-out refinances. DSCR lenders and portfolio lenders may go up to 80%. The lower the LTV, the less cash you can extract.
- What is ARV?
- After Repair Value (ARV) is the estimated market value of the property after all renovations are complete. Use recent comparable sales (comps) within 1 mile and 0.2 sq ft to estimate ARV accurately.